Fred Gibson is an economist with the Export Finance and Insurance Corporation (EFIC). He provides country risk assessment and ratings, as well as in-depth market briefings for clients, industry and government on economic and geopolitical issues, and the outlook for Australian exports and investment. Prior to joining EFIC, Fred was at Moody's Analytics, where he was the Lead Analyst for New Zealand, Indonesia and Thailand. Fred covered ASEAN and the Asia Pacific region more broadly; and also did stress testing and scenario analysis. Fred was also involved in forecasting and co-authored the Moody’s stress test of Australia’s housing market.